Deposit Services
All members must pay
a one time/once lifetime membership
fee of $20.00.
| |
Classic
Checking
(Shr ID 15 or 16)
|
Silver
Cking
Active Duty M-day or age 55 or better
(Shr ID 15 or 16)
|
Regular
Savings-Membership Shares
(Shr ID 0 )
|
Club
Savings |
Monthly
Service Charge
|
$4.00
Unless $500
Average |
$2.00
Unless $500
Average |
$ 0
none |
$ 0
none |
Minimum
Balance
Requirements |
$25.00 *
|
$25.00 *
|
$5.00 * |
$25.00 *
|
ATM & Visa
Transaction
Limits |
5 Free
Limits vary**
Visa Debit & ATM |
5 Free
Limits vary**
Visa Debit & ATM |
NONE |
NONE |
| Check Writing
Services |
Unlimited, No per check charges
|
Unlimited, No per check charges
|
Credit Union issued checks on requests. Limit 6/Qtr. & must be a minimum of $10.00
|
Credit Union issued checks on requests. Limit 1/Qtr. & must be a minimum of $10.00
|
| Phone & Inquiry
Services |
MMAT, Internet Teller, and full member services
|
MMAT, Internet Teller, and full member services
|
MMAT, Internet Teller, and full member services
|
MMAT, Internet Teller, and full member services
|
| Account Statements |
Monthly |
Monthly |
Quarterly:
Jan., Apr, July, Oct
for previous
3 months
|
Quarterly:
Jan., Apr, July, Oct
for previous
3 months
|
Dividends
(Interest) |
None At This Time |
None At This Time |
Paid Quarterly, on accounts with $100 min. balance; Rate set by Bd of Dir.
|
Paid Quarterly, on accounts with $100 min. balance; Rate set by Bd of Dir.
|
(Effective
May 1, 2008
)
** All Rates Are Subject to Change Daily **
Terms & Amounts |
$500 to $1099 |
$1100 to $ 5000 |
$5001 to $10,000 |
$10,001 & Over
|
6 Months *
|
2.00% APY*
|
2.24% APY*
|
2.90% APY*
|
2.90% APY*
|
|
12 Months *
|
2.78% APY*
|
3.24% APY*
|
2.57% APY*
|
2.85% APY*
|
|
18 or 24 Months * |
N/A
|
N/A
|
2.95% APY*
|
2.95% APY*
|
|
30 Months *
|
N/A
|
N/A
|
3.05% APY*
|
3.05% APY*
|
ALL IRA CERTIFICATES
MUST BE A MINIMUM OF
$500.00
RATES are quoted as…ANNUAL PERCENTAGE
YIELD (APY*)
*Certificates are Subject to early withdrawal
penalties.
*We can match almost any rate!
Certificate Rates are Reviewed Weekly but are
Subject to Change at ANY Time
A MINIMUM DEPOSIT OF $500.00 IS REQUIRED ON ALL
CERTIFICATES.
*The Certificate Rates disclosed above are for current Certificates. All new Certificates, rates are 1% less.
**A minimum balance of $50 is required to open Classic & Silver checking; also savings accounts must maintain minimum of $5 balance.
***Direct Deposits on at least a monthly basis Are Required for ALL ATM & Debit cards, and individual limits may be lower for account holders that do not handle accounts responsibly. Please keep a registry for all transactions.
****Visa Check/Debit Cards are only available on Classic & Silver checking-Applications will be sent upon request. OTHER Services: Automatic Bill Paying, Certificates and Club Savings Accounts are also offered. Club accounts require $25 minimum balance and one (1) withdrawal per quarter-others have a $10 fee assessed. Certificate minimums begin at $500 & rates vary, please contact us for more info on these accounts, their terms and rates.
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