Services Offered At GEORGIA GUARD CREDIT UNION

SHARE ACCOUNTS:
Open with $25.00, $20 membership fee and $5 minimum balance requirement, which is required to be eligible for any business transaction within the credit union. Balance of $100 required to begin accruing interest.

CLUB ACCOUNTS:
Open with $25.00, $25.00 minimum balance required. No monthly service charges apply to this account. Interest is paid quarterly when $100 is kept as a minimum. Rates on these accounts are set by the Board of Directors.

SHARE DRAFT ACCOUNTS:
Open with $50.00, $25 minimum balance required. There is a $4 monthly service charge for all checking accounts unless member is M-Day Active Duty or age 55 or better and in this case, a $2 monthly service charge applies. No service charge applies on either checking account when a $500 minimum balance is maintained.

VISA DEBIT CARDS:
Debit cards are offered to customers with a checking account in good financial standings. Cards can be re-issued if lost, stolen, broke, etc. A replacement fee in increments of $10 will apply, depending on how many cards you have had.

DIRECT DEPOSIT:
Can be accepted, electronically from any employer and other financial institution to be deposited to your share account or share draft account.

PAYROLL DEDUCTION:
This can come from your place of employment and be distributed to as many others accounts as needed to make your life easier.

VISA CREDIT CARD:
Our Visa Credit Card is maintained through Illinois Credit Union System in Naperville. ICUS will approve the cards and offers competitive rates and benefits. Visit My CU Card for details or call (888) 415-6154.

INDIVIDUAL RETRITEMENT ACCOUNTS:
IRA’s can be set up with us or we can accept transfers or rollovers.

CERTIFICATE OF DEPOSITS:
Can be opened with a minimum deposit of $1000.00. Competitive rates are referred.

LOANS:
The credit union offers a number of different kinds of loans including Signature Loans, New & Used Automobile Loans, Boats, Farm Equipment, Recreational Vehicles, Share Secured Loans, Personal Loans. REFER TO RATES FOR THE MOST CURRENT RATES.